Mo. Department Issues Advice for Residents Recovering from Storms

The Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) has issued a notice to residents in several communities throughout Missouri that were impacted by last week’s heavy precipitation, high winds and ice.

The DIFP offers these insurance tips to those whose property was affected by the recent severe winter storm weather:

The department advised residents to contact their agent and/or insurance company and to keep a record of the time, date, topic and name of the person you talk to every time you call. If your dwelling is uninhabitable, your insurance agent or company will tell you if your policy covers any living expenses until repairs are made. Some policies may provide for food and lodging.

Additional tips were to protect property from further loss or damage. and make temporary repairs and keep receipts for all materials and labor. Survey the damage and take pictures, if possible and make a
list of all personal property destroyed or damaged. Note
the approximate date, price and place of purchase and attach any sales receipts. The adjuster may ask for this information. The insurance company will send its adjuster to your property. Make sure the adjuster has identification. Remember that insurance companies pay adjustors, so residents should not be asked for any payment. Additional question should be directed to the Department of Insurance.

Source: Missouri Department of Insurance, Financial Institutions and Professional Registration