State Farm’s Top 10 States With Most Lightning Damage Claims

June 19, 2015

Lightning may not seem as destructive as other natural disasters, yet a strike can cause serious damage to business equipment and electrical appliances, disrupt electrical service for long periods of time, and spark wildfires.

In 2014, State Farm paid nearly $149 million dollars for insurance claims as a result of damage from lightning strikes.

Top Ten States for Number of Lightning Claims in 2014 (State Farm claims)
Number of State Farm Lightning Claims in 2014 Amount Paid by State Farm for

Lightning Claims in 2014

1. Georgia 2,571 $16.3 million
2. Alabama 1,353 $10.9 million
3. Texas 1,327 $14.1 million
4. Louisiana 1,307 $6.5 million
5. Illinois 1,265 $8.0 million
6. North Carolina 876 $5.1 million
7. Tennessee 856 $7.3 million
8. Indiana 830 $5.6 million
9. Florida 786 $3.6 million
10. Missouri 761 $3.5 million

June, July, and August are the times of year when lightning is most frequent.

Source: State Farm