State Farm Sued by Illinois Amid Probe of Homeowner Premiums

Illinois sued State Farm Fire and Casualty Insurance Co. to force it to provide information for an investigation into the company’s rapidly rising premiums for homeowners.

The state’s insurance regulator alleged that the company has refused to comply with a demand for zip code-level data about its nationwide rates for homeowner insurance.

The state said it asked State Farm for information about its total premiums collected, types of coverage and insurance limits and number of claims against those policies.

“State Farm’s obstruction does not just violate the law,” Illinois Attorney General Kwame Raoul said in a statement. “It prevents the Department of Insurance from obtaining information to help make sure all Illinois homeowners are being treated fairly.”

State Farm said in a statement that it didn’t violate the law.

“This lawsuit is without merit and has nothing to do with Illinois customers or the cost of their insurance,” according to the statement. “State Farm remains committed to collaborating with the Illinois Department of Insurance to benefit Illinois customers. We value our partnerships with state leaders and continue to work together toward finding solutions that allow us to best serve customers and promote a healthy and competitive insurance market.”

The case is Gillespie v. State Farm Fire and Casualty Insurance Company, 2025CH10454, Illinois Circuit Court, Chancery Division (Cook County).