TDI December Enforcements Result in Nearly $1.6M in Fines, Restitution

Enforcement actions taken by the Texas Department of Insurance December 2007 resulted in eight license revocations, four license denials, and fines and restitution totaling $1,591,264, the department reported.

An order imposing disciplinary measures becomes final 20 days after the agent or insurance company has received notice of the order unless a motion for rehearing is filed within that period. Commissioner’s orders are subject to appeal to state district court.

Final TDI disciplinary orders for December 2007:

American Home Assurance Company of New York City, NY
Order Number: 071126
Date of Order: 12/17/2007
Order Final In: December
Action Taken: $5,000 fine
Violation: Failed to pay the independent review fee

Barajas, Norma of Arlington
Order Number: 071094
Date of Order: 12/10/2007
Order Final In: December
Action Taken: Insurance Adjuster License revoked
Violation: Failed to comply with Commissioner’s Order

Brown, Robbie Allen of San Antonio
Order Number: 071095
Date of Order: 12/10/2007
Order Final In: December
Action Taken: $4,210 restitution; General Life, Accident and Health License revoked
Violation: Engaged in fraudulent or dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Carrasco, Esperanza of Presidio
Order Number: 071173
Date of Order: 12/20/2007
Order Final In: December
Action Taken: $6,400 fine; $13,234 restitution; Must complete 20 hours of continuing; education; County Mutual License suspended; agent precluded from applying for any other license for 5 years
Violation: Engaged in fraudulent or dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Combined Insurance Company of America of Glenview, Illinois
Order Number: 071092
Date of Order: 12/10/2007
Order Final In: December
Action Taken: $30,000 fine
Violation: Failed to pay clean claims in a timely manner

Elmore, John Archer of Dallas
Order Number: 071168
Date of Order: 12/20/2007
Order Final In: December
Action Taken: General Life, Accident and Health License revoked
Violation: Failed to comply with Commissioner’s Order

Ferris, Tamara Jane of Southlake
Order Number: 071093
Date of Order: 12/10/2007
Order Final In: December
Action Taken: $900 fine; Must complete 15 hours of continuing education
Violation: Failed to comply with continuing education requirements

Gallagher Benefit Services Inc. of Houston
Order Number: 071127
Date of Order: 12/17/2007
Order Final In: December
Action Taken: $1,600 fine
Violation: Allegedly taught continuing education courses without valid course certifications

Gomez, Renee of Dallas
Order Number: 071067
Date of Order: 11/29/2007
Order Final In: December
Action Taken: General Property and Casualty License revoked; General Life, Accident and Health License denied
Violation: Engaged in fraudulent or dishonest acts or practices; Made a material misrepresentation on a license application; Felony offense

Great American Insurance Company of New York; Great American Lloyds; Great American Alliance Insurance Company; Great American Assurance Company of Cincinnati, Ohio
Order Number: 071166
Date of Order: 12/20/2007
Order Final In: December
Action Taken: $25,000 fine; Must provide a list of Texas policies issued from 01/01/08 – 12/31/08
Violation: Allegedly issued policy forms and endorsements prior to approval by TDI

Hahne, Gary of Conroe
Order Number: 071101
Date of Order: 12/11/2007
Order Final In: December
Action Taken: General Life, Accident and Health License application denied
Violation: Engaged in fraudulent or dishonest acts or practices; Felony conviction

Largent, Gloria Ann of Houston
Order Number: 071103
Date of Order: 12/11/2007
Order Final In: December
Action Taken: Insurance Adjuster License application denied
Violation: Engaged in fraudulent or dishonest acts or practices; Felony conviction

Madison County Title Company of Madisonville
Order Number: 071065
Date of Order: 11/29/2007
Order Final In: December
Action Taken: $1,200 fine
Violation: Failed to timely provide an annual trust fund account audit report

Murray, Evie Lyndette of Beaumont
Order Number: 071096
Date of Order: 12/10/2007
Order Final In: December
Action Taken: General Life, Accident and Health License application denied
Violation: Engaged in fraudulent or dishonest acts or practices; Attempted to obtain a license by fraud or misrepresentation

National Charity Title, Incorporated of San Antonio
Order Number: 071128
Date of Order: 12/17/2007
Order Final In: December
Action Taken: Title Insurance Agent License revoked
Violation: Failed to timely provide annual trust fund account audit reports; Engaged in fraudulent or dishonest acts or practices associated with an illegal property flip transaction

Peal, Timothy Mark of Garland
Order Number: 071066
Date of Order: 11/29/2007
Order Final In: December
Action Taken: General Property and Casualty License surrendered and canceled and waived right to reapply for 5 years
Violation: Engaged in fraudulent or dishonest acts or practices; misappropriated or converted money belonging to an insurer or insured

Samuel, Anju Yesudas of Houston
Order Number: 071167
Date of Order: 12/20/2007
Order Final In: December
Action Taken: $1,500 fine; Must complete 30 hours of continuing education
Violation: Failed to comply with continuing education requirements

Stocks, Lyndal Ray of Houston
Order Number: 071100
Date of Order: 12/11/2007
Order Final In: December
Action Taken: $1,500,000 fine
Violation: Unauthorized and illegal health care plans; Engaged in unfair and deceptive acts or practices

Texas Title Network LP of Leakey
Order Number: 071129
Date of Order: 12/17/2007
Order Final In: December
Action Taken: $1,700 fine
Violation: Failed to timely provide an annual trust fund account audit report

Villarreal, Alicia Margarita of Houston
Order Number: 071102
Date of Order: 12/11/2007
Order Final In: December
Action Taken: $520 restitution; General Property and Casualty License revoked
Violation: Engaged in fraudulent or dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Webb County Title & Abstract Co. Inc.;Gonzalez, Raquel of Laredo
Order Number: 071057
Date of Order: 11/26/2007
Order Final In: December
Action Taken: Emergency Cease and Desist Order
Violation: Engaged in fraudulent or dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Wilcox, Amberly Kay of Orange
Order Number: 071097
Date of Order: 12/10/2007
Order Final In: December
Action Taken: General Life, Accident and Health License and General Property and Casualty License revoked
Violation: Engaged in fraudulent or dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Source: Texas Department of Insurance