Texas March Enforcement Actions Result in $130K in Fines, Restitution

Enforcement actions taken by Texas Insurance Commissioner Mike Geeslin that became final during March include five license revocations, four license denials, and fines and restitution totaling $130,400.

Copies of Geeslin’s orders may be obtained by contacting TDI’s Public Information Office. Only final orders are listed.

An order imposing disciplinary measures becomes final 20 days after the agent or insurance company has received notice of the order unless a motion for rehearing is filed within that period. A motion for rehearing stays the finality of an order until the Commissioner of Insurance acts upon the motion or upon the operation of law.

Commissioner’s orders are subject to appeal to state district court.

Final disciplinary orders March 2008:

American Standard Lloyd’s Insurance Company of Dallas
Order Number: 080262
Date of Order: 3/26/2008
Order Final In: March
Action Taken: $15,000 fine
Violation: Failed to file credit scoring model with TDI

Bham, Yaqub Dawood of Houston
Order Number: 080230
Date of Order: 3/17/2008
Order Final In: March
Action Taken: $1,500 fine; Must complete 30 hours of continuing education
Violation: Failed to comply with continuing education requirements

Blincoe, Donna L. of Beaumont
Order Number: 080267
Date of Order: 3/26/2008
Order Final In: March
Action Taken: Insurance Adjuster License application denied
Violation: Felony conviction involving fraud and dishonesty

Caballero, Alexander Guadalupe of Dallas
Order Number: 080228
Date of Order: 3/14/2008
Order Final In: March
Action Taken: $1,500 fine; Must complete 30 hours of continuing education; General Life, Accident and Health License suspended for one year
Violation: Failed to comply with continuing education requirements

Cayton, Joe of Galena Park
Order Number: 080263
Date of Order: 3/26/2008
Order Final In: March
Action Taken: $1,500 fine; Must complete 15 hours of continuing education
Violation: Failed to comply with continuing education requirements

Danziger, Jason Adam of Austin
Order Number: 080232
Date of Order: 3/17/2008
Order Final In: March
Action Taken: General Property and Casualty License and General Life, Accident and Health License surrendered and canceled
Violation: Allegedly failed to notify TDI of an administrative action taken by a financial regulator

Dilbeck, Elizabeth Faye of Hughes Spring
Order Number: 080266
Date of Order: 3/26/2008
Order Final In: March
Action Taken: General Lines Property and Casualty Insurance Agent License denied
Violation: Engaged in fraudulent or dishonest acts or practices; Misdemeanor conviction

Fussell, Michael Gregory of Rowlett
Order Number: 080227
Date of Order: 3/14/2008
Order Final In: March
Action Taken: General Property and Casualty License and General Life, Accident and Health and HMO License revoked
Violation: Engaged in dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Garcia, Esther of San Antonio
Order Number: 080231
Date of Order: 3/17/2008
Order Final In: March
Action Taken: $1,500 fine; Must complete 15 hours of continuing education
Violation: Failed to comply with continuing education requirements

Garza, Gary of Corpus Christi
Order Number: 080240
Date of Order: 3/20/2008
Order Final In: March
Action Taken: Emergency Cease and Desist
Violation: Unauthorized insurance; Engaged in unfair and deceptive acts or practices

Gramercy Insurance Company of Dallas
Order Number: 080251
Date of Order: 3/24/2008
Order Final In: March
Action Taken: $50,000 fine
Violation: Made a loan to one of its officers/directors

Herrera, Tanya Zuniga of San Antonio
Order Number: 080233
Date of Order: 3/17/2008
Order Final In: March
Action Taken: Limited Lines License application denied
Violation: Engaged in fraudulent or dishonest acts or practices; Made a material misrepresentation on a license application

Landsberg, Phillip of Euless
Order Number: 080182
Date of Order: 3/5/2008
Order Final In: March
Action Taken: $2,400 restitution
Violation: Failed to comply with Commissioner’s Order

Lewis, Georgia Faye of Houston
Order Number: 080234
Date of Order: 3/17/2008
Order Final In: March
Action Taken: $1,500 fine; Must complete 30 hours of continuing education
Violation: Failed to comply with continuing education requirements

Peal, Danna Kay of Rowlett
Order Number: 080268
Date of Order: 3/26/2008
Order Final In: March
Action Taken: County Mutual Agent License revoked
Violation: Allegedly engaged in fraudulent or dishonest acts or practices

Randall, Billie L. of Plano
Order Number: 080252
Date of Order: 3/24/2008
Order Final In: March
Action Taken: General Life, Accident and Health License revoked
Violation: Engaged in fraudulent or dishonest acts or practices; Criminal acts involving fraud and dishonesty

Reaume, David George of New Braunfels
Order Number: 080249
Date of Order: 3/21/2008
Order Final In: March
Action Taken: Insurance Adjuster License revoked
Violation: Engaged in fraudulent or dishonest acts or practices

Startex Title Company of Sugarland
Order Number: 080183
Date of Order: 3/5/2008
Order Final In: March
Action Taken: $45,000 fine
Violation: Allegedly made a material misrepresentation on a license application; Allegedly made false statements on an application; Allegedly made improper payments

Stokes, Karen J. of Lubbock
Order Number: 080269
Date of Order: 3/26/2008
Order Final In: March
Action Taken: Funeral Prearrangement Life Insurance License application denied
Violation: Engaged in fraudulent or dishonest acts or practices; Made a material misrepresentation on a license application

Taylor, Dana Ann of Houston
Order Number: 080264
Date of Order: 3/26/2008
Order Final In: March
Action Taken: $3,000 fine; Must complete 30 hours of continuing education
Violation: Failed to comply with continuing education requirements

The Insurance Company of The State of Pennsylvania of Harrisburg, Pa.
Order Number: 080194
Date of Order: 3/7/2008
Order Final In: March
Action Taken: $7,500 fine
Violation: Failed to pay independent review organization fees on a timely basis

Trevino, Blanca O. of Weslaco
Order Number: 080226
Date of Order: 3/14/2008
Order Final In: March
Action Taken: General Property and Casualty License revoked
Violation: Engaged in fraudulent or dishonest acts or practices; Misappropriated or converted money belonging to an insurer or insured

Source: TDI, www.tdi.state.tx.us