Wildfires Prompt Colorado Insurance Changes

Colorado lawmakers are close to agreement on a slate of insurance changes inspired by homeowners’ complaints after last year’s wildfires.

The state Senate gave final approval Monday to a bill aimed at making homeowner insurance easier to use. Changes include giving homeowners more time to file an inventory of the contents of their house after a total loss claim for reimbursement.

The bill also requires homeowner insurance policies to be written more plainly, so customers understand their coverage.

The bill, HB 1225, has already cleared the House, but in a slightly different forms. That means lawmakers will keep negotiating before the bill heads to the governor’s desk.